real estate

Kingston Massachusetts Colonial

A commuters dream! Gorgeous Colonial at the end of cul-de-sac, freshly painted thru out, with high ceilings, huge eat in Kitchen w/island, Step down family room, formal Livingroom & dining room. 3 bedrooms upstairs, the main bedroom features walk-in closet, full bath. Lower level has full bath & potential kitchen area with French doors to back yard & a bedroom. 2 car attached garage. Tesla Solar panels power purchase agreement is transferred as is. 1 mile to commuter rail, 1 mile to ocean, and 1 mile to route 3 access. Shops & restaurants, minutes away. First showing is at Open House August 14th.
I can’t wait to meet you!

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New Beginnings New Memories

New beginnings

New beginningsYesterday August 1, 2022 the sweetest couple I know became first time
home owners!  It was an absolute pleasure showing them houses and finally
being able to “win a bid” and actually see them getting this home!
“It’s not real until you get the keys in your hands!”

This doesn’t happen too often, but this was a very smooth transaction from
beginning to end. And I could not be happier for this sweet family.
May this home…

Wishing them many years of happiness in their new home!!

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First-Time Buyer Tax Credit Ends December 1st!

Despite the doors it can open for first-time buyers, many consumers still don’t know about the $8,000 tax credit. The first-time home buyer tax credit, which Congress in February increased to $8,000 from $7,500 and eliminated the repayment requirement, is an incentive you’d expect consumers to be clamoring about. But many buyers who are prime candidates for the credit aren’t even aware of it! A tax credit of up to $8,000 is available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Frequently Asked Questions About the Home Buyer Tax Credit are at the following link;

$8,000 Home Buyer Tax Credit at a Glance
American Recovery and Reinvestment Act of 2009.
The tax credit is for first-time home buyers only.
For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.
The tax credit does not have to be repaid.
The tax credit is equal to 10 percent of the home’s purchase price up to a
maximum of $8,000.
The credit is available for homes purchased on or
after January 1, 2009 and before December 1, 2009.
Single taxpayers with incomes up to $75,000 and
married couples with incomes up to $150,000 qualify for the full tax credit.
More Information:
First-Time Homebuyer Credit
Expanded Tax Break Available for 2009 First-Time Homebuyers

Commission Thieves Strike Again!!!

Commission Thieves strike again!!
I guess “Setting a Standard” can mean many different things,
but integrity, honesty and ethic business practice are not the words that come to mind when I think of the real estae office who uses “Setting a Standard” as their motto!
Just a word of caution to local fellow realestate brokers,
even if you think you are friends with the co-broke office, and even if your purchase & sales agreement states the commission split.
This suggestion could save you thousands!
Some people might say they have “Standards” when they are just looking for the next scam to pull so they can steal someone elses hard earned money.
I am sure their Mother’s would be proud!
I guess they need the money more than I do!

Foreclosure Crisis

Unfortunately is isn’t over. There are still lots of home owners that will be having an adjustable rate mortgage adjust up. I have spoken to home owners who have been in there homes for years and because of a job loss, or an illness they can no longer afford to pay all of their credit debt, buy gas and food, medicine and pay for the roof over their head. It’s sad to see someone who has lived in their home for 15-20 years now have to pack it up & try to find an affordable place to live. You read it every day in the papers and hear it on the news. Some will say that “they” should have read the fine print, “they” should have realized what they were getting in to, etc., etc. But allot of these home owners were never told the truth about the adjustment on their rate. Some were told one thing and then as they are sitting at the closing table with all their belongings in the moving truck, the mortgage papers they are signing have a totally different term for them than what was originally given. They feel like I will lose my deposit, I have no place to sleep, etc., etc., if I don’t sign these papers. I am not saying that some of these home owners didn’t know what the future held for them with the payment adjustments, I am just saying that I am sure no one went out of their way to stress what the terms would be in a year, 2 or 3 from today. And with everything else that has been going on with the gas, food and heating going up by the second, I don’t think any of us were prepared for this either! I just hope anyone who is in a situation that they are finding is getting to be too much, that they start making phone calls to the bank, to the credit card companies and to the other professional that might be able to help them figure out a way to reduce some of the monthly payments or to help them find a new place to live and get out from under the situation now rather than later. We should all be trying to live a happy, healthy life.